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COVERAGES
Equine
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Insure Your Equine Liability
Commercial Liability This coverage is vital protection if you perform any commercial equine activities such as boarding, instruction, riding academies, training, breeding, clinics or horse sales. Coverage is provided if you are sued by a third party who is injured or whose property is damaged due to your horse-related activities. This coverage covers defense costs and claims for which you are legally liable, up to the policy limits.
Personal Liability In the event your horse injures a third party or damages their property, we can provide you coverage for defense costs and pay claims for which you are legally liable during the policy period.
Care, Custody & Control Many farm and ranch owners and operators who broad, breed or train animals owned by others assume they will never be sued, or if they are sued they assume that their General Liability coverage will protect them in the event of a death or injury to a horse left in their care. What many do not realize is that most General Liability policies exclude coverage for death or injury to horses in your care. This coverage will protect you with defense costs and will provide for medical care and/or replacement cost of an animal up to the policy limits if a horse is injured or dies while in your care and you are found negligent. With limits available up to $250,000 per animal and $500,000 maximum loss per policy year, you can buy only the coverage you need.
Click here to download an application for Equine Liability coverage. EquineLiabilityApp.pdf - Size: 201 KB
This is a brief description of the Liability coverages offered. Based on underwriting requirements from each company not all coverages may be available. Please refer to your policy wording for complete details of coverages, conditions and exclusions. |
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| Global Insurance Alliance, Inc. 13633 N. Catclaw Ct. Fountain Hills, AZ 85268 480-816-5665 (Fax)480-837-5641
Copyright © 2004 Global Insurance Alliance, Inc
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